Embed Accounting in Your Platform. Go Live in Weeks.
Skip the 18-month build. Integrate a full, compliant accounting engine via API and become your customers' system of record, launching new revenue streams quickly.
Stop Building Accounting. Start Embedding It.
Embedded accounting turns a complex cost center into a competitive advantage, letting platforms offer native finance features without months of development.
Build vs Buy: The Sensible Choice
| Capability | Build In-House (18+ Months) | Embed with NewLedger (Weeks, Not Months) |
|---|---|---|
| Core Accounting Engine | Design, build, and test a fault-tolerant ledger | Pre-built, battle-tested, and production-ready |
| Compliance | Hire specialists to track local regulatory changes | Pre-configured and maintained for Singapore regulations |
| Financial Workflows | Develop invoicing, bills, and payments from scratch | White-label UI components or headless API workflows |
| Reporting & Analytics | Build custom P&L, balance sheet, and GST reports | Instant, real-time financial reports via API |
| Security & Audit | Achieve SOC2, manage encryption, and RBAC | MAS-TRM aligned fintech-grade security |
Launch faster, with zero compliance debt, and let your team focus on what differentiates your platform.
A Compliant Financial Core Delivered via API
Accounting Engine
Complete double-entry system designed for regional compliance.
- Audit-ready ledgers
- Automated journal entries
- Multi-currency FX handling
- GST-ready reporting
Document Workflows
End-to-end financial document management for local requirements.
- Compliant invoices & bills
- Local bank reconciliation
- Credit notes
- Approval workflows
Fintech Infrastructure
Built for modern platforms with local integrations.
- Bank connections
- Payment reconciliation
- Escrow accounting
- Multi-party payout engines
Flexible Deployment
Deploy confidently for local or global markets.
- White-label UI
- API-only (headless) integration
- Data residency options
- Multi-entity support
Security & Compliance
Enterprise-grade security aligned with regulators.
- MAS TRM-aligned controls
- SOC2 Type II certified
- End-to-end encryption
- RBAC & MFA
Financial Reporting
Accurate, real-time reports for compliance and analytics
- P&L, Balance Sheet, Cash Flow
- Tax & GST/VAT reports
- Custom reporting engine
- Export to CSV, Excel, PDF, API
Powering Embedded Finance Across Industries
Fintech & Neobanks
Give business customers a reason to stay. Embed real-time accounting and reporting that works seamlessly with their transactions.
- Real-time ledgering for card & PayNow transactions
- Embedded, live financial statements
- In-app invoicing & payment tracking
- Automated GST reporting and submission
Key Business Outcomes
Increase SME activation by 29%
25% higher ARPU from premium features
83% faster compliance approval
Near-zero reconciliation issues
How a Neobank Reduced Churn and Boosted Revenue
The Challenge
High SME churn and manual compliance processes were slowing growth and affecting reputation.
The NewLedger Solution
Embedded a full accounting engine with compliant invoicing, real-time P&L, and GST-ready reporting directly into the digital banking app.
Strategic Impact
Designed for Your Engineering Team
You own the UI and customer relationship. We provide the compliant, scalable financial data model via a clean API.
What You Avoid Building:
- Double-entry journaling engine
- GST & tax logic
- Financial report generators
- Payment reconciliation logic
- Multi-entity consolidation
- Ledger performance tuning & scaling
What You Get Instantly:
- Clean, well-documented REST API
- Standardised data models
- Real-time events & webhooks
- White-label React components
- Built-in multi-entity support
- Secure, compliant deployment
Simple Integration, Built for Speed
Connect with API
Integrate our APIs and webhooks using SDKs and documentation.
Customise the Experience
Use white-label components or headless mode to match your brand and UX.
Test with Confidence
Validate end-to-end in sandbox with realistic data and scenarios.
Go Live with Support
Launch to users with dedicated technical support on standby.
Stop Building Accounting Software. Start Growing Your Platform.
Join fintechs and SaaS leaders who embed compliant finance, launch faster, and unlock new revenue.
Start Your Integration
Full API access, white-label components, and dedicated support to get you to production.
For Technical Teams: Start your 14-day trial • For Business & Product Teams: Book a custom demo with pricing details